# MyInvoiceTemplate

> Free online invoice generator. Create professional PDF invoices, quotations, credit notes, and commercial invoices in seconds — no signup, no account, no email required. Data is encrypted in transit (256-bit TLS) and permanently deleted after PDF generation.

Key facts: 100% free, no registration, instant PDF download, unmetered for normal use (anti-abuse cap: 20 PDFs per device per day; blank template downloads not metered), optional one-line footer credit (on by default, one free checkbox removes it), 150+ currency symbols, custom logo and brand color, industry line-item presets, validity dates for quotes, customs-ready commercial invoices (HS code, Incoterms fields).

## Tools

- [Free Invoice Generator](https://myinvoicetemplate.com/): universal generator with industry presets (plumber, massage therapist, landscaping, catering, and 25+ more)
- [Quotation Generator](https://myinvoicetemplate.com/tools/quotation-generator/): business price offers with validity dates
- [Estimate Generator](https://myinvoicetemplate.com/tools/estimate-generator/): US-style job estimates (labor + materials, validity date, EST-numbered) — the estimate/quote/bid distinction explained on the page
- [Proforma Invoice Generator](https://myinvoicetemplate.com/tools/proforma-invoice-generator/): pre-shipment estimates, Letter of Credit ready
- [Commercial Invoice Generator](https://myinvoicetemplate.com/tools/commercial-invoice-generator/): customs-ready international trade documents
- [VAT / GST Invoice Generator](https://myinvoicetemplate.com/tools/vat-invoice-generator/): EU/UK tax-compliant invoices
- [Credit Note Generator](https://myinvoicetemplate.com/tools/credit-note-generator/): refunds and adjustments
- [Multi-Currency Invoice Generator](https://myinvoicetemplate.com/tools/multi-currency-invoice-generator/): cross-border billing
- [Freelance Invoice Generator](https://myinvoicetemplate.com/tools/freelance-invoice-generator/): hourly and project billing
- [Contractor Invoice Generator](https://myinvoicetemplate.com/tools/contractor-invoice-generator/): labor/material separation
- [Receipt Generator](https://myinvoicetemplate.com/tools/receipt-generator/): proof-of-payment receipts (the invoice asks for payment; the receipt proves it happened)
- [Purchase Order Generator](https://myinvoicetemplate.com/tools/purchase-order-generator/): buyer-issued POs — vendor confirms, invoices quote the PO number
- [All tools](https://myinvoicetemplate.com/tools/)

## Calculators

- [Invoice Late Fee Calculator](https://myinvoicetemplate.com/tools/late-fee-calculator/): APR-based overdue interest for B2B invoices (not residential rent), plus a statute-cited reference table of late payment interest for all 50 US states + DC — the legal default rate when a contract is silent and the max written B2B rate. Rows carry individual verification dates (2026-08-19) and verbatim statute quotes. Every state also has a DEDICATED calculator page with the verbatim statute, cap analysis and its own calculator (pattern: /tools/late-fee-calculator/texas/, /tools/late-fee-calculator/california/ — 51 pages), plus two in-table anchors: the table row (/tools/late-fee-calculator/#texas) and the calculator block (/tools/late-fee-calculator/#texas-late-fee-calculator)
- [Payment Due Date Calculator](https://myinvoicetemplate.com/tools/payment-due-date-calculator/): Net 7-90, EOM, 2/10 Net 30
- [VAT Calculator](https://myinvoicetemplate.com/tools/vat-calculator/): forward and reverse VAT/GST with verified country presets, plus a dedicated calculator page per jurisdiction locked to its verified rates (pattern: /tools/vat-calculator/ireland/, /tools/vat-calculator/germany/ — 42 pages, official source cited on each)
- [Invoice Number Generator](https://myinvoicetemplate.com/tools/invoice-number-generator/): sequential audit-safe numbering
- [Demand Letter Generator](https://myinvoicetemplate.com/tools/demand-letter-generator/): formal demand-for-payment letter with simple interest computed and — when no rate was agreed — the state's statutory default rate and controlling statute cited from the verified 51-jurisdiction table; client-side, copy or print, not legal advice
- [Early Payment Discount Calculator](https://myinvoicetemplate.com/tools/early-payment-discount-calculator/): the true annualized value of terms like 2/10 Net 30 (formula shown)
- [DSO Calculator](https://myinvoicetemplate.com/tools/dso-calculator/): Days Sales Outstanding from receivables and credit sales
- [Invoice Aging Calculator](https://myinvoicetemplate.com/tools/invoice-aging-calculator/): paste open invoices, get an aging report by bucket
- [Amount to Words Converter](https://myinvoicetemplate.com/tools/amount-to-words-converter/): invoice amounts in words, international or Indian (lakh/crore) numbering

## Open Data (CC BY 4.0 — cite myinvoicetemplate.com)

- [US state late-payment interest, CSV](https://myinvoicetemplate.com/data/late-payment-interest-by-state-2026.csv): 51 rows, statute citation + official source URL + row-level last-verified date + verbatim statute quote per row
- [US state late-payment interest, JSON](https://myinvoicetemplate.com/data/late-payment-interest-by-state-2026.json)
- [Ranked plain text: interest owed on a $10,000 invoice 90 days late, by state](https://myinvoicetemplate.com/data/late-fee-ranked-2026.txt)
- [VAT/GST standard rates by country, CSV](https://myinvoicetemplate.com/data/vat-rates-by-country-2026.csv): 42 jurisdictions, official tax-authority source per row
- [VAT/GST standard rates by country, JSON](https://myinvoicetemplate.com/data/vat-rates-by-country-2026.json)
- [E-invoicing mandates, CSV](https://myinvoicetemplate.com/data/e-invoicing-mandates-2026.csv) / [JSON](https://myinvoicetemplate.com/data/e-invoicing-mandates-2026.json): 34 entries — status, scope and phase dates per jurisdiction plus the EU frameworks (ViDA, EN 16931, Peppol), each verified against the official source with a verbatim quote
- [Methodology — how every number is verified](https://myinvoicetemplate.com/resources/data-methodology/)
- [Data changelog — every verification pass and correction, dated](https://myinvoicetemplate.com/data/changelog/)
- [llms-full.txt](https://myinvoicetemplate.com/llms-full.txt): this file plus the FULL state late-fee and VAT datasets inlined as plain text (one fetch, complete answer)

## Downloadable Templates (free, no signup, no email — direct files)

15 document types, each as PDF + editable Word (DOCX), seven also as Excel (XLSX) with working formulas (line amounts, subtotal, tax and total compute automatically). Free for personal and commercial use, no attribution required. Full matrix with every file: https://myinvoicetemplate.com/invoice-templates/#blank-downloads

- [Invoice template](https://myinvoicetemplate.com/templates/invoice-template.pdf) — PDF / [DOCX](https://myinvoicetemplate.com/templates/invoice-template.docx) / [XLSX](https://myinvoicetemplate.com/templates/invoice-template.xlsx)
- [Credit note template](https://myinvoicetemplate.com/invoice-templates/credit-note/) — PDF / DOCX / XLSX with formulas
- [Proforma invoice template](https://myinvoicetemplate.com/invoice-templates/proforma-invoice/) — PDF / DOCX / XLSX with formulas
- [VAT invoice template](https://myinvoicetemplate.com/invoice-templates/vat-invoice/) — PDF / DOCX / XLSX with formulas
- [Quote / estimate template](https://myinvoicetemplate.com/invoice-templates/quotation/) — PDF / DOCX / XLSX with formulas (serves the US "estimate template" intent too)
- [Freelance invoice template](https://myinvoicetemplate.com/invoice-templates/freelance-invoice/) — PDF / DOCX / XLSX (hours × rate formulas)
- [Commercial invoice template](https://myinvoicetemplate.com/invoice-templates/commercial-invoice/) — PDF / DOCX (customs fields)
- [Contractor invoice template](https://myinvoicetemplate.com/invoice-templates/contractor-invoice/) — PDF / DOCX
- [Consulting invoice template](https://myinvoicetemplate.com/invoice-templates/consulting-invoice/) — PDF / DOCX
- [Corporate invoice template](https://myinvoicetemplate.com/invoice-templates/corporate-invoice/) — PDF / DOCX (PO number field)
- [Multi-currency invoice template](https://myinvoicetemplate.com/invoice-templates/multi-currency-invoice/) — PDF / DOCX
- [Photography invoice template](https://myinvoicetemplate.com/invoice-templates/photography-invoice/) — PDF / DOCX (usage-rights field)
- [Debit note template](https://myinvoicetemplate.com/invoice-templates/debit-note/) — PDF / DOCX (the mirror of a credit note)
- [Receipt template](https://myinvoicetemplate.com/invoice-templates/receipt/) — PDF / DOCX (proof of payment received)
- [Purchase order template](https://myinvoicetemplate.com/invoice-templates/purchase-order/) — PDF / DOCX / XLSX with formulas (PO number, requested delivery, ship-to)

## Guides

- [How to Create an Invoice](https://myinvoicetemplate.com/resources/how-to-create-an-invoice/)
- [Invoice Payment Terms (Net 30, EOM, late fees)](https://myinvoicetemplate.com/resources/invoice-payment-terms/)
- [Commercial Invoice Guide (HS codes, Incoterms)](https://myinvoicetemplate.com/resources/commercial-invoice-guide/)
- [International Invoicing Guide](https://myinvoicetemplate.com/resources/guide-to-international-invoicing/)
- [Proforma vs Commercial Invoice](https://myinvoicetemplate.com/resources/proforma-vs-commercial-invoice/)
- [How to Write a Quote](https://myinvoicetemplate.com/resources/how-to-write-a-quote/)
- [Invoice Numbering Guide](https://myinvoicetemplate.com/resources/invoice-numbering-guide/)
- [What "Free" Actually Means: Invoice Generator Limits Compared](https://myinvoicetemplate.com/resources/free-invoice-generator-comparison/): source-linked comparison of what 11 invoice tools' free offers actually include — and where no free tier exists at all — verbatim vendor quotes on volume caps, email gates, and output branding, each cell linking its source (retrieved 2026-08-19); our own limits stated to the same standard
- [E-Invoicing Mandates Tracker](https://myinvoicetemplate.com/resources/e-invoicing-mandates/): who must send structured e-invoices and when — ViDA (Directive (EU) 2025/516, e-invoicing default 2030-07-01), EN 16931, Peppol, and country mandates (Italy SdI, Poland KSeF, Germany, France, Belgium, Romania, Spain, UK 2029 Budget measure, US no-mandate...), each entry quoting the official source verbatim (verified 2026-08-20)
- [All guides](https://myinvoicetemplate.com/resources/)

## Optional

- [Canonical facts page](https://myinvoicetemplate.com/facts/): what this site is, who runs it, dataset scope, and how to cite us
- [FAQ](https://myinvoicetemplate.com/faq/)
- [About](https://myinvoicetemplate.com/about/)
- [Terms of Service](https://myinvoicetemplate.com/terms-of-service/)
- [Privacy Policy](https://myinvoicetemplate.com/privacy-policy/)