Payment Due Date Calculator
Enter the invoice date and payment term — get the exact due date, optional early-discount date, and remaining days. Runs locally in your browser.
Payment schedule
- Invoice date
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- Early discount deadline
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- Payment due
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- Days from today
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Term definitions
- Net X: payment due X calendar days after invoice date
- EOM: due at the end of the current month
- Net 30 EOM: 30 days after the end of the invoice month
- 2/10 Net 30: 2% discount if paid within 10 days, otherwise full amount due by day 30
Due date FAQ
What does Net 30 mean exactly?
Net 30 means payment is due 30 calendar days after the invoice date. If you invoice on January 10, the client must pay by February 9. The clock starts the day after the invoice date in most jurisdictions.
What is the difference between Net 30 and EOM?
Net 30 counts 30 calendar days from the invoice date. EOM (End of Month) means payment is due at the end of the month in which the invoice was issued. Net 30 EOM combines both: payment is due 30 days after the last day of the invoice month.
Does Net 30 include weekends?
Yes, Net 30 is calculated on calendar days, including weekends and holidays. If the due date falls on a weekend or holiday, most businesses accept payment on the next business day without penalty.
What is 2/10 Net 30?
A trade discount: the buyer can pay within 10 days for a 2% discount, or pay the full amount within 30 days. It encourages faster payment and improves cash flow. Payment on day 11–30 means full amount, no discount.
Can I change Net terms after issuing an invoice?
Payment terms are set when the invoice is issued and ideally disclosed in the engagement contract. Changing them afterward requires written agreement from the client, or it may not be enforceable.