West Virginia Late Fee Calculator

No cap no late fee section in the law we read
Rent limit
None in W. Va. Code 37-6
Earliest fee day
–
Statute
W. Va. Code 37-6 (read on an unofficial copy)
Checked
What was not paid on time. Copies the rent until you type here.
How the lease sets the late fee
How many days the lease gives before a late fee; 0 if none.

Your late fee

$62.50

Paid 12 days late; the lease has no grace period.

Days past due
12 days
Grace period ends
No grace period
Earliest fee date
September 29, 2026
Lease late fee
5% of $1,250.00 = $62.50
Rent + late fee
$1,312.50

West Virginia: W. Va. Code 37-6 contains no late fee provision, so there is no legal cap or waiting period to apply; only your lease terms count.

Next step: turn these figures into a late rent notice for the tenant.

West Virginia rent late fee law

West Virginia's Code chapter 37, article 6, the landlord and tenant article, contains no late fee provision, so it neither limits a late rent fee nor gives a grace period.

Read in full for this check: West Virginia Code, chapter 37, article 6 (Landlord and Tenant). Copy read on codes.findlaw.com (not the state's official site) · checked .

Late rent notice builder

Before you send it: this builds a reminder letter about overdue rent and a late charge. It is not an eviction notice. A notice to pay rent or quit is a separate document, and West Virginia has its own rules for it. Nothing on this page is legal advice.

Who it is from and to
Amounts
Taken from the calculator. Set 0 if the rent itself is paid.
Taken from the result; you may change it.
Adds the two above until you type your own figure.
Blank: the letter asks for payment at the earliest opportunity.
Payment and contact
Where and how the tenant can pay.
Late rent notice

[Your name or company]

Date: October 10, 2026

To: [Tenant name]

[Rental property address]

Re: Overdue rent for [Rental property address]

Dear [Tenant name],

This letter is a reminder that the rent of $1,250.00 for [Rental property address] was due on September 28, 2026. As of October 10, 2026, $1,250.00 of it is still unpaid (12 days past due).

Your lease provides for a late charge, which comes to $62.50.

Amount now due

Unpaid rent
$1,250.00
Late charge
$62.50
Total
$1,312.50

Please pay $1,312.50 at your earliest opportunity.

If this letter crossed with your payment, please disregard it.

Regards,

[Your name or company]

How to use the West Virginia rent late fee calculator

  1. Enter the monthly rent and the rent that is overdue.
  2. Enter the date the rent was due and the date it was paid, or today if it is still unpaid.
  3. Choose how the lease sets the late fee (percent of rent, flat amount or dollars per day) and type the figure from the lease.
  4. Enter the grace days written in the lease.
  5. Read the late fee and the earliest fee date, then copy the figures or print a late rent notice.

Work out interest on an overdue B2B invoice under West Virginia law. The legal default rate — what applies when the contract is silent — is 6%, and the statute is quoted verbatim below. All math runs locally in your browser.

6% legal default rate (contract silent)
Max written B2B rate
8% written cap — but business-purpose debts are exempt (entities: any amount; individuals: $20,000+).
Cap regime
No statutory cap
Statute
W. Va. Code §§ 47-6-5, 47-6-11
Judgment rate (litigation only)
6.25% (2026) — judgments/decrees entered in 2026, Fifth Federal Reserve District secondary discount rate +2 pts, floor 4% / cap 9% — official page
Verified
— how we verify · changelog

Legal rate absent a written rate; once litigated, a court-set rate applies (judgments/decrees entered in 2026: 6.25%; floor 4% / cap 9%).

Pre-filled with West Virginia's statutory default (6%), which governs only when the contract names no rate; a rate stated in your contract replaces it.

Worked example: West Virginia invoice interest at 6%

Interest at West Virginia's statutory default of 6% a year, worked out with the same formula as the calculator above: amount × (6% ÷ 365) × days. If your contract states its own rate, enter that rate in the calculator instead.

Interest owed on an overdue invoice in West Virginia at 6% per year
Invoice amount30 days late60 days late90 days late
$1,000.00$4.93$9.86$14.79
$5,000.00$24.66$49.32$73.97
$10,000.00$49.32$98.63$147.95

What West Virginia law says about invoice interest

Except in cases where it is otherwise specially provided by law, legal interest shall continue to be at the rate of $6 upon $100 for a year, and proportionately for a greater or less sum, or for a longer or shorter time, and no person upon any contract other than a contract in writing shall take for the loan or forbearance of money, or other thing, above the value of such rate [...] Parties may contract in writing for the payment of interest for the loan or forbearance of money at a rate not to exceed $8 upon $100 for a year, and proportionately for a greater or less sum, or for a longer or shorter time, including points expressed as a percentage of the loan divided by the number of years of the loan contract.
— W. Va. Code § 47-6-5(a), (b). Read it at the official source · row verified 2026-08-21.

Quoted verbatim from the linked official source — not our paraphrase. How we source and re-check every row is documented in the data methodology.

Maximum late fee in West Virginia — written B2B contracts

No statutory cap

8% cap is removed for business-purpose debts: entity debtors have NO dollar threshold. (A natural-person/sole-prop debtor is exempt only at $20,000+.)

Basis: W. Va. Code § 47-6-11. Compare all 51 jurisdictions in the maximum late fee by state table and cap-regime map.

Rent and invoices follow different laws — consumer debt is not covered

The Invoice tab, the rate card and the statute sections on this page are about business-to-business invoices. Residential rent late fees live in West Virginia's landlord-tenant law. West Virginia: W. Va. Code 37-6 contains no late fee provision, so there is no legal cap or waiting period to apply; only your lease terms count. Consumer credit has separate, stricter rules. The distinction is explained in B2B invoice late fees vs. residential rent.

Use this data

West Virginia's row — rate, cap, citation, verbatim quote, verification date — is part of our open 51-jurisdiction dataset: CSV · JSON (CC BY 4.0, cite myinvoicetemplate.com). Set late-fee terms on your next invoice with the free invoice generator, or state them clearly using the wording guidance in the payment terms guide.

West Virginia late fee FAQ

Is there a legal limit on rent late fees in West Virginia?

West Virginia's Code chapter 37, article 6, the landlord and tenant article, contains no late fee provision, so it neither limits a late rent fee nor gives a grace period. Read in full for this check: West Virginia Code, chapter 37, article 6 (Landlord and Tenant), checked 2026-10-03. The late fee and grace days in the lease decide.

How do I work out a late fee on rent in West Virginia?

Enter the monthly rent, the overdue amount, the date the rent was due and the date it was paid, then the late fee in the lease (a percent of rent, a flat amount or dollars per day) and its grace days. The calculator gives the late fee, the earliest fee date and rent plus fee, and turns them into a late rent notice.

Can I charge late fees on overdue invoices in West Virginia?

Yes — on business-to-business invoices. If your contract or invoice states a late-fee rate, that rate governs (subject to the cap rules below). If nothing was agreed: 6%. Legal rate absent a written rate; once litigated, a court-set rate applies (judgments/decrees entered in 2026: 6.25%; floor 4% / cap 9%). Statute: W. Va. Code §§ 47-6-5, 47-6-11, verified 2026-08-21. Consumer and rent debts follow separate laws.

What is the maximum late fee on a B2B invoice in West Virginia?

For a written B2B contract: 8% written cap — but business-purpose debts are exempt (entities: any amount; individuals: $20,000+). Basis: W. Va. Code § 47-6-11. The full cap analysis is on the Invoice (B2B) tab; this covers business-to-business deals only — consumer credit has stricter separate caps.

What interest applies if my contract doesn't mention late fees in West Virginia?

The statutory default rate of 6%. Legal rate absent a written rate; once litigated, a court-set rate applies (judgments/decrees entered in 2026: 6.25%; floor 4% / cap 9%). Statute: W. Va. Code §§ 47-6-5, 47-6-11 (verbatim quote on this page, verified 2026-08-21).

Where does this data come from, and when was it verified?

Every invoice-interest figure on this page comes from our 51-jurisdiction dataset: each row researched against the controlling statute or the state's official current-rate page, independently re-checked, and stamped with its own verification date — West Virginia's row was last verified 2026-08-21. The operative legal text is quoted verbatim on this page with a link to the official source, the methodology is public, every verification pass is logged in the changelog, and the full dataset is downloadable (CC BY 4.0).