West Virginia Late Fee Calculator

No cap no late fee section in the law we read
Rent limit
None in W. Va. Code 37-6
Earliest fee day
–
Statute
W. Va. Code 37-6 (read on an unofficial copy)
Checked
What was not paid on time. Copies the rent until you type here.
How the lease sets the late fee
How many days the lease gives before a late fee; 0 if none.

Your late fee

$62.50

Paid 12 days late; the lease has no grace period.

Days past due
12 days
Grace period ends
No grace period
Earliest fee date
October 20, 2026
Lease late fee
5% of $1,250.00 = $62.50
Rent + late fee
$1,312.50

West Virginia: W. Va. Code 37-6 contains no late fee provision, so there is no legal cap or waiting period to apply; only your lease terms count.

Late rent notice builder

Who it is from and to
Amounts
Taken from the calculator. Set 0 if the rent itself is paid.
Taken from the result; you may change it.
Adds the two above until you type your own figure.
Blank: the letter asks for payment at the earliest opportunity.
Payment and contact
Where and how the tenant can pay.
Late rent notice

[Your name or company]

Date: October 31, 2026

To: [Tenant name]

[Rental property address]

Re: Overdue rent for [Rental property address]

Dear [Tenant name],

This letter is a reminder that the rent of $1,250.00 for [Rental property address] was due on October 19, 2026. As of October 31, 2026, $1,250.00 of it is still unpaid (12 days past due).

Your lease provides for a late charge, which comes to $62.50.

Amount now due

Unpaid rent
$1,250.00
Late charge
$62.50
Total
$1,312.50

Please pay $1,312.50 at your earliest opportunity.

If this letter crossed with your payment, please disregard it.

Regards,

[Your name or company]

6% legal default rate (contract silent)
Max written B2B rate
8% written cap — but business-purpose debts are exempt (entities: any amount; individuals: $20,000+).
Cap regime
No statutory cap
Statute
W. Va. Code §§ 47-6-5, 47-6-11
Judgment rate (litigation only)
6.25% (2026) — judgments/decrees entered in 2026, Fifth Federal Reserve District secondary discount rate +2 pts, floor 4% / cap 9% — official page
Verified
— how we verify · changelog

Legal rate absent a written rate; once litigated, a court-set rate applies (judgments/decrees entered in 2026: 6.25%; floor 4% / cap 9%).

Pre-filled with West Virginia's statutory default (6%), which governs only when the contract names no rate; a rate stated in your contract replaces it.

Interest at 6% a year

Interest owed on an overdue invoice in West Virginia at 6% per year
Invoice amount30 days late60 days late90 days late
$1,000.00$4.93$9.86$14.79
$5,000.00$24.66$49.32$73.97
$10,000.00$49.32$98.63$147.95

Maximum late fee in West Virginia — written B2B contracts

No statutory cap

Basis: W. Va. Code § 47-6-11.

About this page

West Virginia rent late fee law

West Virginia's Code chapter 37, article 6, the landlord and tenant article, contains no late fee provision, so it neither limits a late rent fee nor gives a grace period.

Read in full for this check: West Virginia Code, chapter 37, article 6 (Landlord and Tenant). Copy read on codes.findlaw.com (not the state's official site) · checked .

Before you send the late rent notice: it is a reminder letter about overdue rent and a late charge, not an eviction notice. A notice to pay rent or quit is a separate document, and West Virginia has its own rules for it. Nothing on this page is legal advice.

What West Virginia law says about invoice interest

Except in cases where it is otherwise specially provided by law, legal interest shall continue to be at the rate of $6 upon $100 for a year, and proportionately for a greater or less sum, or for a longer or shorter time, and no person upon any contract other than a contract in writing shall take for the loan or forbearance of money, or other thing, above the value of such rate [...] Parties may contract in writing for the payment of interest for the loan or forbearance of money at a rate not to exceed $8 upon $100 for a year, and proportionately for a greater or less sum, or for a longer or shorter time, including points expressed as a percentage of the loan divided by the number of years of the loan contract.
— W. Va. Code § 47-6-5(a), (b). Read it at the official source · row verified 2026-08-21.

8% cap is removed for business-purpose debts: entity debtors have NO dollar threshold. (A natural-person/sole-prop debtor is exempt only at $20,000+.)

Not legal advice. Figures were last verified on the date shown; check the cited statute before charging a late fee.