Alabama Late Fee Calculator

No cap no late fee section in the law we read
Rent limit
None in Ala. Code chapter 35-9A
Earliest fee day
–
Statute
Ala. Code chapter 35-9A
Checked
What was not paid on time. Copies the rent until you type here.
How the lease sets the late fee
How many days the lease gives before a late fee; 0 if none.

Your late fee

$62.50

Paid 12 days late; the lease has no grace period.

Days past due
12 days
Grace period ends
No grace period
Earliest fee date
October 20, 2026
Lease late fee
5% of $1,250.00 = $62.50
Rent + late fee
$1,312.50

Alabama: Ala. Code chapter 35-9A contains no late fee provision, so there is no legal cap or waiting period to apply; only your lease terms count.

Late rent notice builder

Who it is from and to
Amounts
Taken from the calculator. Set 0 if the rent itself is paid.
Taken from the result; you may change it.
Adds the two above until you type your own figure.
Blank: the letter asks for payment at the earliest opportunity.
Payment and contact
Where and how the tenant can pay.
Late rent notice

[Your name or company]

Date: October 31, 2026

To: [Tenant name]

[Rental property address]

Re: Overdue rent for [Rental property address]

Dear [Tenant name],

This letter is a reminder that the rent of $1,250.00 for [Rental property address] was due on October 19, 2026. As of October 31, 2026, $1,250.00 of it is still unpaid (12 days past due).

Your lease provides for a late charge, which comes to $62.50.

Amount now due

Unpaid rent
$1,250.00
Late charge
$62.50
Total
$1,312.50

Please pay $1,312.50 at your earliest opportunity.

If this letter crossed with your payment, please disregard it.

Regards,

[Your name or company]

6% legal default rate (contract silent)
Max written B2B rate
8% written-contract cap — but any agreed rate is allowed when the deal is $2,000 or more (covers most B2B invoices).
Cap regime
Conditional cap — 8% (deals under $2,000)
Statute
Ala. Code §§ 8-8-1, 8-8-5
Verified
— how we verify · changelog

Default when there is no written rate; runs from the day payment was due.

Pre-filled with Alabama's statutory default (6%), which governs only when the contract names no rate; a rate stated in your contract replaces it.

Interest at 6% a year

Interest owed on an overdue invoice in Alabama at 6% per year
Invoice amount30 days late60 days late90 days late
$1,000.00$4.93$9.86$14.79
$5,000.00$24.66$49.32$73.97
$10,000.00$49.32$98.63$147.95

Maximum late fee in Alabama — written B2B contracts

Conditional cap 8% (deals under $2,000).

Basis: Ala. Code §§ 8-8-1, 8-8-5.

About this page

Alabama rent late fee law

Alabama's residential landlord and tenant act, chapter 35-9A of the Code, contains no late fee limit, so it neither caps a late rent fee nor gives a grace period.

Read in full for this check: Code of Alabama 1975, Title 35, chapter 9A (Uniform Residential Landlord and Tenant Act). Official source · checked .

Before you send the late rent notice: it is a reminder letter about overdue rent and a late charge, not an eviction notice. A notice to pay rent or quit is a separate document, and Alabama has its own rules for it. Nothing on this page is legal advice.

What Alabama law says about invoice interest

Except as otherwise provided by law, the maximum rate of interest upon the loan or forbearance of money, goods, or things in action, except by written contract is $6 upon $100 for one year, and the rate of interest by written contract is not to exceed $8 upon $100 for one year [...]
— Ala. Code § 8-8-1 (Code of Alabama 1975, Title 8, Ch. 8, Section 8-8-1 "Maximum Rates of Interest - Generally."). Read it at the official source · row verified 2026-08-19.

8% written cap, but any agreed rate is lawful once the deal is $2,000+ (covers most invoices); usury defense barred above that. Under $2,000 stays at 8%.

Not legal advice. Figures were last verified on the date shown; check the cited statute before charging a late fee.