Arkansas Late Fee Calculator

No cap no late fee section in the law we read
Rent limit
None in Ark. Code 18-17
Earliest fee day
–
Statute
Ark. Code 18-17 (read on an unofficial copy)
Checked
What was not paid on time. Copies the rent until you type here.
How the lease sets the late fee
How many days the lease gives before a late fee; 0 if none.

Your late fee

$62.50

Paid 12 days late; the lease has no grace period.

Days past due
12 days
Grace period ends
No grace period
Earliest fee date
October 20, 2026
Lease late fee
5% of $1,250.00 = $62.50
Rent + late fee
$1,312.50

Arkansas: Ark. Code 18-17 contains no late fee provision, so there is no legal cap or waiting period to apply; only your lease terms count.

Late rent notice builder

Who it is from and to
Amounts
Taken from the calculator. Set 0 if the rent itself is paid.
Taken from the result; you may change it.
Adds the two above until you type your own figure.
Blank: the letter asks for payment at the earliest opportunity.
Payment and contact
Where and how the tenant can pay.
Late rent notice

[Your name or company]

Date: October 31, 2026

To: [Tenant name]

[Rental property address]

Re: Overdue rent for [Rental property address]

Dear [Tenant name],

This letter is a reminder that the rent of $1,250.00 for [Rental property address] was due on October 19, 2026. As of October 31, 2026, $1,250.00 of it is still unpaid (12 days past due).

Your lease provides for a late charge, which comes to $62.50.

Amount now due

Unpaid rent
$1,250.00
Late charge
$62.50
Total
$1,312.50

Please pay $1,312.50 at your earliest opportunity.

If this letter crossed with your payment, please disregard it.

Regards,

[Your name or company]

6% legal default rate (contract silent)
Max written B2B rate
17% per year — constitutional cap (amend. 89, § 3); no business exemption. Usurious contracts are void as to principal and interest.
Cap regime
Hard cap — 17% (constitutional)
Statute
Ark. Const. amend. 89; Ark. Code Ann. § 4-57-101(d)
Verified
— how we verify · changelog

Default when the contract is silent; in litigation, court-awarded interest follows the contract rate or Fed primary credit rate +2%, whichever is greater.

Pre-filled with Arkansas's statutory default (6%), which governs only when the contract names no rate; a rate stated in your contract replaces it.

Interest at 6% a year

Interest owed on an overdue invoice in Arkansas at 6% per year
Invoice amount30 days late60 days late90 days late
$1,000.00$4.93$9.86$14.79
$5,000.00$24.66$49.32$73.97
$10,000.00$49.32$98.63$147.95

Maximum late fee in Arkansas — written B2B contracts

Hard cap 17% (constitutional).

Basis: Ark. Const. amend. 89 §§ 3, 6.

About this page

Arkansas rent late fee law

Arkansas's Residential Landlord-Tenant Act of 2007 (Ark. Code chapter 18-17) contains no late fee provision, so it neither limits a late rent fee nor gives a grace period.

Read in full for this check: Arkansas Code, Title 18, chapter 17 (Arkansas Residential Landlord-Tenant Act of 2007). Copy read on law.justia.com (not the state's official site) · checked .

Before you send the late rent notice: it is a reminder letter about overdue rent and a late charge, not an eviction notice. A notice to pay rent or quit is a separate document, and Arkansas has its own rules for it. Nothing on this page is legal advice.

What Arkansas law says about invoice interest

The maximum lawful rate of interest on loans or contracts not described in Sections 1 and 2 shall not exceed seventeen percent (17%) per annum. [...] All contracts under Section 3 having a rate of interest in excess of the maximum lawful rate shall be void as to principal and interest
— Ark. Const. amend. 89, §§ 3, 6(b). Read it at the official source · row verified 2026-08-19.

Hard 17%/yr constitutional cap on all contracts; no business exemption. A clause above 17% makes the contract void as to BOTH principal and interest.

Not legal advice. Figures were last verified on the date shown; check the cited statute before charging a late fee.