District of Columbia Late Fee Calculator

5% most a lease may charge as a late fee
Rent limit
5% of the monthly rent
Earliest fee day
Day 6 after the due date
Statute
D.C. Code § 42-3505.31
Checked
What was not paid on time. Copies the rent until you type here.
How the lease sets the late fee
Pre-filled with the District of Columbia limit; type the figure from your lease.
District of Columbia lets a fee start on day 6, so this box starts at 5 days; typing less will not move that day.

Your late fee

$62.50

At the legal limit

Paid 12 days late, after the 5-day grace period.

The lease asks for $62.50, exactly the most D.C. Code § 42-3505.31 permits on these figures.

Days past due
12 days
Grace period ends
October 3, 2026
Earliest fee date
October 4, 2026
Lease late fee
5% of $1,250.00 = $62.50
Legal maximum
$62.50
Rent + late fee
$1,312.50

Limit set by District of Columbia (5% of the monthly rent): $62.50

5% × $1,250.00 monthly rent = $62.50

District of Columbia, earliest legal fee date: October 4, 2026

Next step: turn these figures into a late rent notice for the tenant.

District of Columbia rent late fee law

District of Columbia: the late fee is capped at 5% of the full rent due, needs a written lease that states the maximum, applies only when the rent is still unpaid more than 5 days after it was due (or past any longer grace period in the lease), and can be charged once per late payment.

(a) Pursuant to subsection (b) of this section, a housing provider may charge a late fee of no more than 5% of the full amount of rent due by a tenant. (b) A housing provider may only charge a late fee: (1) If the written lease agreement between the housing provider and the tenant informs the tenant of the maximum amount of the late fee that may be charged pursuant to this section; and (2) If the tenant has not paid the full amount of rent within 5 days, or any longer grace period that may be provided in the lease, after the day the rent payment is due. (c) A housing provider shall not: [...] (3) Impose a late fee more than one time on each late payment;
— D.C. Code § 42-3505.31(a)-(c). Read it at the official source · checked .

Late rent notice builder

Before you send it: this builds a reminder letter about overdue rent and a late charge. It is not an eviction notice. A notice to pay rent or quit is a separate document, and District of Columbia has its own rules for it. Nothing on this page is legal advice.

Who it is from and to
Amounts
Taken from the calculator. Set 0 if the rent itself is paid.
Taken from the result; you may change it.
Adds the two above until you type your own figure.
Blank: the letter asks for payment at the earliest opportunity.
Payment and contact
Where and how the tenant can pay.
Late rent notice

[Your name or company]

Date: October 10, 2026

To: [Tenant name]

[Rental property address]

Re: Overdue rent for [Rental property address]

Dear [Tenant name],

This letter is a reminder that the rent of $1,250.00 for [Rental property address] was due on September 28, 2026. As of October 10, 2026, $1,250.00 of it is still unpaid (12 days past due).

Your lease provides for a late charge, which comes to $62.50.

Amount now due

Unpaid rent
$1,250.00
Late charge
$62.50
Total
$1,312.50

Please pay $1,312.50 at your earliest opportunity.

If this letter crossed with your payment, please disregard it.

Regards,

[Your name or company]

How to use the District of Columbia rent late fee calculator

  1. Enter the monthly rent and the rent that is overdue.
  2. Enter the date the rent was due and the date it was paid, or today if it is still unpaid.
  3. Choose how the lease sets the late fee (percent of rent, flat amount or dollars per day) and type the figure from the lease.
  4. Enter the grace days written in the lease.
  5. Read the late fee, the earliest fee date and the most D.C. Code § 42-3505.31 allows, then copy the figures or print a late rent notice.

Work out interest on an overdue B2B invoice under District of Columbia law. The legal default rate — what applies when the contract is silent — is 6%, and the statute is quoted verbatim below. All math runs locally in your browser.

6% legal default rate (contract silent)
Max written B2B rate
24% written cap — but business-purpose loans over $2,500 are fully exempt (any agreed rate).
Cap regime
Conditional cap — 24% (deals $2,500 or less)
Statute
D.C. Code §§ 28-3301, 28-3302, 15-108
Verified
— how we verify · changelog

Default absent an expressed rate; on liquidated debts interest runs from the due date.

Pre-filled with District of Columbia's statutory default (6%), which governs only when the contract names no rate; a rate stated in your contract replaces it.

Worked example: District of Columbia invoice interest at 6%

Interest at District of Columbia's statutory default of 6% a year, worked out with the same formula as the calculator above: amount × (6% ÷ 365) × days. If your contract states its own rate, enter that rate in the calculator instead.

Interest owed on an overdue invoice in District of Columbia at 6% per year
Invoice amount30 days late60 days late90 days late
$1,000.00$4.93$9.86$14.79
$5,000.00$24.66$49.32$73.97
$10,000.00$49.32$98.63$147.95

What District of Columbia law says about invoice interest

The rate of interest in the District upon the loan or forbearance of money, goods, or things in action in the absence of expressed contract, is 6% per annum.
— D.C. Code § 28-3302(a). Read it at the official source · row verified 2026-08-19.

Quoted verbatim from the linked official source — not our paraphrase. How we source and re-check every row is documented in the data methodology.

Maximum late fee in District of Columbia — written B2B contracts

Conditional cap 24% (deals $2,500 or less).

24% written cap, but a business-purpose loan OVER $2,500 (not home-secured) may carry any rate. At/under $2,500 the 24% cap applies.

(a) Except as otherwise provided in this section, section 28-3308, and chapter 36 of this subtitle, the parties to an instrument in writing for the payment of money at a future time may contract therein for the payment of interest on the principal amount thereof at a rate not exceeding 24% per annum. [...] (d) Notwithstanding any other provision of this chapter: (1) any loan, except a loan which is secured directly or indirectly by a mortgage or deed of trust on residential real property [...] where the borrower receives the use of an amount in excess of $2,500 shall not be subject to the provisions of this chapter and it shall be lawful to contract for, or receive, any rate of interest thereon if any of the following conditions are satisfied: [...] (B) the borrower is an individual, group of individuals, corporation, unincorporated association, partnership, or other entity, and the loan is made for the purpose of acquiring or carrying on a business, professional, or commercial activity
— D.C. Code § 28-3301(a), (d)(1)(B). Read it at the official source · verified .

Basis: D.C. Code § 28-3301(a),(d)(1)(B). Compare all 51 jurisdictions in the maximum late fee by state table and cap-regime map.

Rent and invoices follow different laws — consumer debt is not covered

The Invoice tab, the rate card and the statute sections on this page are about business-to-business invoices. Residential rent late fees live in District of Columbia's landlord-tenant law. On the Rent tab, D.C. Code § 42-3505.31 is checked against your lease figures and quoted in full. Consumer credit has separate, stricter rules. The distinction is explained in B2B invoice late fees vs. residential rent.

Use this data

District of Columbia's row — rate, cap, citation, verbatim quote, verification date — is part of our open 51-jurisdiction dataset: CSV · JSON (CC BY 4.0, cite myinvoicetemplate.com). Set late-fee terms on your next invoice with the free invoice generator, or state them clearly using the wording guidance in the payment terms guide.

District of Columbia late fee FAQ

Is there a legal limit on rent late fees in District of Columbia?

District of Columbia: the late fee is capped at 5% of the full rent due, needs a written lease that states the maximum, applies only when the rent is still unpaid more than 5 days after it was due (or past any longer grace period in the lease), and can be charged once per late payment. Source: D.C. Code § 42-3505.31, checked 2026-10-03; the Rent tab quotes it word for word.

When can a landlord charge a late fee in District of Columbia?

Not before day 6 after the rent was due (D.C. Code § 42-3505.31). Enter the due date and the lease's grace days in the calculator to get the earliest date a fee may be charged.

How do I work out a late fee on rent in District of Columbia?

Enter the monthly rent, the overdue amount, the date the rent was due and the date it was paid, then the late fee in the lease (a percent of rent, a flat amount or dollars per day) and its grace days. The calculator gives the late fee, the earliest fee date, the most D.C. Code § 42-3505.31 allows and rent plus fee, and turns them into a late rent notice.

Can I charge late fees on overdue invoices in District of Columbia?

Yes — on business-to-business invoices. If your contract or invoice states a late-fee rate, that rate governs (subject to the cap rules below). If nothing was agreed: 6%. Default absent an expressed rate; on liquidated debts interest runs from the due date. Statute: D.C. Code §§ 28-3301, 28-3302, 15-108, verified 2026-08-19. Consumer and rent debts follow separate laws.

What is the maximum late fee on a B2B invoice in District of Columbia?

For a written B2B contract: 24% written cap — but business-purpose loans over $2,500 are fully exempt (any agreed rate). Basis: D.C. Code § 28-3301(a),(d)(1)(B). The full cap analysis is on the Invoice (B2B) tab; this covers business-to-business deals only — consumer credit has stricter separate caps.

What interest applies if my contract doesn't mention late fees in District of Columbia?

The statutory default rate of 6%. Default absent an expressed rate; on liquidated debts interest runs from the due date. Statute: D.C. Code §§ 28-3301, 28-3302, 15-108 (verbatim quote on this page, verified 2026-08-19).

Where does this data come from, and when was it verified?

Every invoice-interest figure on this page comes from our 51-jurisdiction dataset: each row researched against the controlling statute or the state's official current-rate page, independently re-checked, and stamped with its own verification date — District of Columbia's row was last verified 2026-08-19. The operative legal text is quoted verbatim on this page with a link to the official source, the methodology is public, every verification pass is logged in the changelog, and the full dataset is downloadable (CC BY 4.0). For rent, the Rent tab quotes D.C. Code § 42-3505.31 word for word, links its source and gives the date it was checked (2026-10-03).