Kansas Late Fee Calculator

Work out interest on an overdue B2B invoice under Kansas law. The legal default rate — what applies when the contract is silent — is 10%, and the statute is quoted verbatim below. All math runs locally in your browser.

10% legal default rate (contract silent)
Max written B2B rate
15% written cap — but business and agricultural transactions are exempt (any agreed rate).
Cap regime
No statutory cap
Statute
K.S.A. 16-201, 16-207
Verified
how we verify · changelog

Legal rate for money after it becomes due when no other rate is agreed; no waiting period or demand requirement.

Pre-filled with Kansas's statutory default (10%) — the rate that applies when no rate was agreed. If your contract states a different rate, enter that instead.

What Kansas law actually says

Except as provided in subsection (b), creditors shall be allowed to receive interest at the rate of 10% per annum when no other rate of interest is agreed upon, for any money after it becomes due; for money lent or money due on settlement of account, from the day of liquidating the account and ascertaining the balance [...]
— K.S.A. 16-201(a). Read it at the official source · row verified 2026-08-19.

Quoted verbatim from the linked official source — not our paraphrase. How we source and re-check every row is documented in the data methodology.

Maximum late fee in Kansas — written B2B contracts

No statutory cap

15% written cap does NOT apply to business or agricultural transactions (purposes other than personal/family/household) — those may carry any agreed rate.

Basis: K.S.A. 16-207(a),(e)(5). Compare all 51 jurisdictions on the full state table and the cap-regime map.

B2B invoices only — not rent, not consumer debt

Everything on this page is about business-to-business invoices. Residential rent late fees live in Kansas's landlord-tenant law and consumer credit has separate, stricter rules — two different bodies of law. The distinction is explained in B2B invoice late fees vs. residential rent.

Use this data

Kansas's row — rate, cap, citation, verbatim quote, verification date — is part of our open 51-jurisdiction dataset: CSV · JSON (CC BY 4.0, cite myinvoicetemplate.com). Set late-fee terms on your next invoice with the free invoice generator, or state them clearly using the wording guidance in the payment terms guide.

Kansas late fee FAQ

Can I charge late fees on overdue invoices in Kansas?

Yes — on business-to-business invoices. If your contract or invoice states a late-fee rate, that rate governs (subject to the cap rules below). If nothing was agreed: 10%. Legal rate for money after it becomes due when no other rate is agreed; no waiting period or demand requirement. Statute: K.S.A. 16-201, 16-207, verified 2026-08-19. Consumer and rent debts follow separate laws.

What is the maximum late fee I can charge in Kansas?

For a written B2B contract: 15% written cap — but business and agricultural transactions are exempt (any agreed rate). Basis: K.S.A. 16-207(a),(e)(5). The full cap analysis is in the section above; this covers business-to-business deals only — consumer credit has stricter separate caps.

What interest applies if my contract doesn't mention late fees in Kansas?

The statutory default rate of 10%. Legal rate for money after it becomes due when no other rate is agreed; no waiting period or demand requirement. Statute: K.S.A. 16-201, 16-207 (verbatim quote on this page, verified 2026-08-19).

Does this cover rent, apartment, or consumer late fees in Kansas?

No. This page covers business-to-business invoices only. Residential rent late fees are governed by Kansas's landlord-tenant law, and consumer credit for personal, family, or household purposes has its own stricter caps and disclosure rules. Those are different statutes than the commercial-interest law cited here.

Where does this data come from, and when was it verified?

Every figure on this page comes from our 51-jurisdiction dataset: each row researched against the controlling statute or the state's official current-rate page, independently re-checked, and stamped with its own verification date — Kansas's row was last verified 2026-08-19. The operative legal text is quoted verbatim on this page with a link to the official source, the methodology is public, every verification pass is logged in the changelog, and the full dataset is downloadable (CC BY 4.0).