New Hampshire Late Fee Calculator

No cap no general late fee rule in the law we read; see the note below
Rent limit
None in RSA 540 and 540-A; manufactured housing park leases have a separate rule (below)
Earliest fee day
–
Statute
RSA 540 and 540-A (read on an unofficial copy)
Checked
What was not paid on time. Copies the rent until you type here.
How the lease sets the late fee
How many days the lease gives before a late fee; 0 if none.

Your late fee

$62.50

Paid 12 days late; the lease has no grace period.

Days past due
12 days
Grace period ends
No grace period
Earliest fee date
October 20, 2026
Lease late fee
5% of $1,250.00 = $62.50
Rent + late fee
$1,312.50

New Hampshire: RSA 540 and 540-A contains no late fee provision, so there is no legal cap or waiting period to apply; only your lease terms count.

Late rent notice builder

Who it is from and to
Amounts
Taken from the calculator. Set 0 if the rent itself is paid.
Taken from the result; you may change it.
Adds the two above until you type your own figure.
Blank: the letter asks for payment at the earliest opportunity.
Payment and contact
Where and how the tenant can pay.
Late rent notice

[Your name or company]

Date: October 31, 2026

To: [Tenant name]

[Rental property address]

Re: Overdue rent for [Rental property address]

Dear [Tenant name],

This letter is a reminder that the rent of $1,250.00 for [Rental property address] was due on October 19, 2026. As of October 31, 2026, $1,250.00 of it is still unpaid (12 days past due).

Your lease provides for a late charge, which comes to $62.50.

Amount now due

Unpaid rent
$1,250.00
Late charge
$62.50
Total
$1,312.50

Please pay $1,312.50 at your earliest opportunity.

If this letter crossed with your payment, please disregard it.

Regards,

[Your name or company]

10% legal default rate (contract silent)
Max written B2B rate
No cap for business transactions agreed in writing (consumer credit is the only carve-out).
Cap regime
No statutory cap
Statute
RSA 336:1
Judgment rate (litigation only)
5.7% (2026) — litigation rate (pre- and post-judgment), T-bill +2 pts, set annually — official page
Verified
— how we verify · changelog

Rate recovered in litigation (pre- and post-judgment): 26-week T-bill discount rate +2 pts, set annually by the State Treasurer. A fixed 10% residual default applies to business transactions outside that context.

Pre-filled with New Hampshire's statutory default (10%), which governs only when the contract names no rate; a rate stated in your contract replaces it.

Interest at 10% a year

Interest owed on an overdue invoice in New Hampshire at 10% per year
Invoice amount30 days late60 days late90 days late
$1,000.00$8.22$16.44$24.66
$5,000.00$41.10$82.19$123.29
$10,000.00$82.19$164.38$246.58

Maximum late fee in New Hampshire — written B2B contracts

No statutory cap

Basis: RSA 336:1, I.

About this page

Manufactured housing parks in New Hampshire

This applies to manufactured housing park tenancies only: no late fee may be charged when the rent is paid in full within 7 calendar days of the due date.

IV. No manufactured housing park owner or operator shall charge a late fee for any rental payment that is paid in full within 7 calendar days of the due date.
— N.H. Rev. Stat. § 205-A:6, IV. Read the copy on law.justia.com (not the state's official site) · checked .

New Hampshire rent late fee law

New Hampshire's Revised Statutes chapters on actions against tenants (540) and on prohibited practices and security deposits (540-A) contain no late fee provision, so neither limits a late rent fee or gives a grace period.

Read in full for this check: New Hampshire Revised Statutes, chapter 540 (Actions Against Tenants) and chapter 540-A (Prohibited Practices and Security Deposits). Copy read on law.justia.com (not the state's official site) · checked .

Before you send the late rent notice: it is a reminder letter about overdue rent and a late charge, not an eviction notice. A notice to pay rent or quit is a separate document, and New Hampshire has its own rules for it. Nothing on this page is legal advice.

What New Hampshire law says about invoice interest

I. The annual rate of interest in all business transactions in which interest is paid or secured, unless otherwise agreed upon in writing, shall equal 10 percent. No consumer credit transaction, as defined in RSA 358-K:1, V, shall be subject to this paragraph. If agreed upon in writing, interest on business transactions may include charging other than simple interest.
— N.H. Rev. Stat. Ann. (RSA) 336:1, I. Read it at the official source · row verified 2026-08-21.

No numeric usury cap on business transactions agreed in writing; rate limits are reserved for consumer credit. Set the B2B rate in writing.

Not legal advice. Figures were last verified on the date shown; check the cited statute before charging a late fee.