Nevada Late Fee Calculator

Work out interest on an overdue B2B invoice under Nevada law. When the contract is silent, the default is variable — the currently published figure, the official page that sets it, the written-contract cap, and the statute are all on this page.

8.75% Jul–Dec 2026 — resets periodically
Max written B2B rate
No cap — any rate agreed in writing is lawful.
Cap regime
No statutory cap
Statute
NRS 99.040, 99.050
Current rate source
official current-rate page
Verified
how we verify · changelog

Prime rate at Nevada's largest bank +2 pts, fixed semi-annually (Jan 1 / Jul 1) for money from the time it becomes due.

Nevada's default (contract silent): variable. Published figure: 8.75% (Jul–Dec 2026) — see the note above for when it applies, confirm it on the official page, then enter the rate that applies (or your contract's rate).

What Nevada law actually says

[...] interest must be allowed at a rate equal to the prime rate at the largest bank in Nevada [...] plus 2 percent, upon all money from the time it becomes due [...] parties may agree for the payment of any rate of interest on money due or to become due on any contract [...]
— Nev. Rev. Stat. §§ 99.040(1), 99.050(1) (NRS Chapter 99, Rev. 4/15/2026--2025). Read it at the official source · row verified 2026-08-19.

Quoted verbatim from the linked official source — not our paraphrase. How we source and re-check every row is documented in the data methodology.

Maximum late fee in Nevada — written B2B contracts

No statutory cap

No general usury cap; parties to a written contract may agree to any rate. The only ceiling (36% APR) applies solely to military consumer credit, not B2B.

Basis: NRS 99.050(1). Compare all 51 jurisdictions on the full state table and the cap-regime map.

B2B invoices only — not rent, not consumer debt

Everything on this page is about business-to-business invoices. Residential rent late fees live in Nevada's landlord-tenant law and consumer credit has separate, stricter rules — two different bodies of law. The distinction is explained in B2B invoice late fees vs. residential rent.

Use this data

Nevada's row — rate, cap, citation, verbatim quote, verification date — is part of our open 51-jurisdiction dataset: CSV · JSON (CC BY 4.0, cite myinvoicetemplate.com). Set late-fee terms on your next invoice with the free invoice generator, or state them clearly using the wording guidance in the payment terms guide.

Nevada late fee FAQ

Can I charge late fees on overdue invoices in Nevada?

Yes — on business-to-business invoices. If your contract or invoice states a late-fee rate, that rate governs (subject to the cap rules below). If nothing was agreed: Variable; currently published figure: 8.75% (Jul–Dec 2026). Prime rate at Nevada's largest bank +2 pts, fixed semi-annually (Jan 1 / Jul 1) for money from the time it becomes due. Statute: NRS 99.040, 99.050, verified 2026-08-19. Consumer and rent debts follow separate laws.

What is the maximum late fee I can charge in Nevada?

For a written B2B contract: No cap — any rate agreed in writing is lawful. Basis: NRS 99.050(1). The full cap analysis is in the section above; this covers business-to-business deals only — consumer credit has stricter separate caps.

What interest applies if my contract doesn't mention late fees in Nevada?

Variable — Prime rate at Nevada's largest bank +2 pts, fixed semi-annually (Jan 1 / Jul 1) for money from the time it becomes due. Currently published figure: 8.75% (Jul–Dec 2026). Confirm the applicable figure via the official page linked on this page before relying on it. Statute: NRS 99.040, 99.050.

Does this cover rent, apartment, or consumer late fees in Nevada?

No. This page covers business-to-business invoices only. Residential rent late fees are governed by Nevada's landlord-tenant law, and consumer credit for personal, family, or household purposes has its own stricter caps and disclosure rules. Those are different statutes than the commercial-interest law cited here.

Where does this data come from, and when was it verified?

Every figure on this page comes from our 51-jurisdiction dataset: each row researched against the controlling statute or the state's official current-rate page, independently re-checked, and stamped with its own verification date — Nevada's row was last verified 2026-08-19. The operative legal text is quoted verbatim on this page with a link to the official source, the methodology is public, every verification pass is logged in the changelog, and the full dataset is downloadable (CC BY 4.0).