Utah Late Fee Calculator

$75 / 10% most a lease may charge as a late fee
Rent limit
the larger of $75 and 10% of the monthly rent
Earliest fee day
Not set by this rule
Statute
Utah Code § 57-22-4(5)(a) (read on an unofficial copy)
Checked
What was not paid on time. Copies the rent until you type here.
How the lease sets the late fee
Pre-filled with the Utah limit; type the figure from your lease.
How many days the lease gives before a late fee; 0 if none.

Your late fee

$125.00

At the legal limit

Paid 12 days late; the lease has no grace period.

The lease asks for $125.00, exactly the most Utah Code § 57-22-4(5)(a) permits on these figures.

Days past due
12 days
Grace period ends
No grace period
Earliest fee date
October 20, 2026
Lease late fee
10% of $1,250.00 = $125.00
Legal maximum
$125.00
Rent + late fee
$1,375.00

Limit set by Utah (the larger of $75 and 10% of the monthly rent): $125.00

max($75.00, 10% × $1,250.00 monthly rent) = $125.00

Utah names no earliest day for a late fee in the quoted law; the earliest fee date above follows the lease's grace days.

Late rent notice builder

Who it is from and to
Amounts
Taken from the calculator. Set 0 if the rent itself is paid.
Taken from the result; you may change it.
Adds the two above until you type your own figure.
Blank: the letter asks for payment at the earliest opportunity.
Payment and contact
Where and how the tenant can pay.
Late rent notice

[Your name or company]

Date: October 31, 2026

To: [Tenant name]

[Rental property address]

Re: Overdue rent for [Rental property address]

Dear [Tenant name],

This letter is a reminder that the rent of $1,250.00 for [Rental property address] was due on October 19, 2026. As of October 31, 2026, $1,250.00 of it is still unpaid (12 days past due).

Your lease provides for a late charge, which comes to $125.00.

Amount now due

Unpaid rent
$1,250.00
Late charge
$125.00
Total
$1,375.00

Please pay $1,375.00 at your earliest opportunity.

If this letter crossed with your payment, please disregard it.

Regards,

[Your name or company]

10% legal default rate (contract silent)
Max written B2B rate
No cap — parties to a lawful contract may agree on any rate.
Cap regime
No statutory cap
Statute
Utah Code § 15-1-1
Verified
— how we verify · changelog

Legal rate for contracts (including services and breach claims) unless the parties specify otherwise.

Pre-filled with Utah's statutory default (10%), which governs only when the contract names no rate; a rate stated in your contract replaces it.

Interest at 10% a year

Interest owed on an overdue invoice in Utah at 10% per year
Invoice amount30 days late60 days late90 days late
$1,000.00$8.22$16.44$24.66
$5,000.00$41.10$82.19$123.29
$10,000.00$82.19$164.38$246.58

Maximum late fee in Utah — written B2B contracts

No statutory cap

Basis: Utah Code § 15-1-1(1).

About this page

Utah rent late fee law

Utah, Utah Code 57-22-4(5)(a): the most a late fee can be is $75 or 10% of the rent set in the rental agreement, whichever amount is higher.

(5) An owner may not charge a renter: (a) a late fee that exceeds the greater of: (i) 10% of the rent agreed to in the rental agreement; or (ii) $75;
— Utah Code Ann. § 57-22-4(5)(a). Read the copy on codes.findlaw.com (not the state's official site) · checked .

Before you send the late rent notice: it is a reminder letter about overdue rent and a late charge, not an eviction notice. A notice to pay rent or quit is a separate document, and Utah has its own rules for it. Nothing on this page is legal advice.

What Utah law says about invoice interest

(1) The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract [...] (2) Unless the parties to a lawful written, verbal, or implied contract expressly specify a different rate of interest, the legal rate of interest for the contract [...] is 10% per annum.
— Utah Code § 15-1-1(1), (2). Read it at the official source · row verified 2026-08-19.

No usury ceiling: parties to a lawful contract may agree on any rate. The 10% figure is only a default when no rate is set.

Not legal advice. Figures were last verified on the date shown; check the cited statute before charging a late fee.