Utah Late Fee Calculator

$75 / 10% most a lease may charge as a late fee
Rent limit
the larger of $75 and 10% of the monthly rent
Earliest fee day
Not set by this rule
Statute
Utah Code § 57-22-4(5)(a) (read on an unofficial copy)
Checked
What was not paid on time. Copies the rent until you type here.
How the lease sets the late fee
Pre-filled with the Utah limit; type the figure from your lease.
How many days the lease gives before a late fee; 0 if none.

Your late fee

$125.00

At the legal limit

Paid 12 days late; the lease has no grace period.

The lease asks for $125.00, exactly the most Utah Code § 57-22-4(5)(a) permits on these figures.

Days past due
12 days
Grace period ends
No grace period
Earliest fee date
September 29, 2026
Lease late fee
10% of $1,250.00 = $125.00
Legal maximum
$125.00
Rent + late fee
$1,375.00

Limit set by Utah (the larger of $75 and 10% of the monthly rent): $125.00

max($75.00, 10% × $1,250.00 monthly rent) = $125.00

Utah names no earliest day for a late fee in the quoted law; the earliest fee date above follows the lease's grace days.

Next step: turn these figures into a late rent notice for the tenant.

Utah rent late fee law

Utah, Utah Code 57-22-4(5)(a): the most a late fee can be is $75 or 10% of the rent set in the rental agreement, whichever amount is higher.

(5) An owner may not charge a renter: (a) a late fee that exceeds the greater of: (i) 10% of the rent agreed to in the rental agreement; or (ii) $75;
— Utah Code Ann. § 57-22-4(5)(a). Read the copy on codes.findlaw.com (not the state's official site) · checked .

Late rent notice builder

Before you send it: this builds a reminder letter about overdue rent and a late charge. It is not an eviction notice. A notice to pay rent or quit is a separate document, and Utah has its own rules for it. Nothing on this page is legal advice.

Who it is from and to
Amounts
Taken from the calculator. Set 0 if the rent itself is paid.
Taken from the result; you may change it.
Adds the two above until you type your own figure.
Blank: the letter asks for payment at the earliest opportunity.
Payment and contact
Where and how the tenant can pay.
Late rent notice

[Your name or company]

Date: October 10, 2026

To: [Tenant name]

[Rental property address]

Re: Overdue rent for [Rental property address]

Dear [Tenant name],

This letter is a reminder that the rent of $1,250.00 for [Rental property address] was due on September 28, 2026. As of October 10, 2026, $1,250.00 of it is still unpaid (12 days past due).

Your lease provides for a late charge, which comes to $125.00.

Amount now due

Unpaid rent
$1,250.00
Late charge
$125.00
Total
$1,375.00

Please pay $1,375.00 at your earliest opportunity.

If this letter crossed with your payment, please disregard it.

Regards,

[Your name or company]

How to use the Utah rent late fee calculator

  1. Enter the monthly rent and the rent that is overdue.
  2. Enter the date the rent was due and the date it was paid, or today if it is still unpaid.
  3. Choose how the lease sets the late fee (percent of rent, flat amount or dollars per day) and type the figure from the lease.
  4. Enter the grace days written in the lease.
  5. Read the late fee, the earliest fee date and the most Utah Code § 57-22-4(5)(a) allows, then copy the figures or print a late rent notice.

Work out interest on an overdue B2B invoice under Utah law. The legal default rate — what applies when the contract is silent — is 10%, and the statute is quoted verbatim below. All math runs locally in your browser.

10% legal default rate (contract silent)
Max written B2B rate
No cap — parties to a lawful contract may agree on any rate.
Cap regime
No statutory cap
Statute
Utah Code § 15-1-1
Verified
— how we verify · changelog

Legal rate for contracts (including services and breach claims) unless the parties specify otherwise.

Pre-filled with Utah's statutory default (10%), which governs only when the contract names no rate; a rate stated in your contract replaces it.

Worked example: Utah invoice interest at 10%

Interest at Utah's statutory default of 10% a year, worked out with the same formula as the calculator above: amount × (10% ÷ 365) × days. If your contract states its own rate, enter that rate in the calculator instead.

Interest owed on an overdue invoice in Utah at 10% per year
Invoice amount30 days late60 days late90 days late
$1,000.00$8.22$16.44$24.66
$5,000.00$41.10$82.19$123.29
$10,000.00$82.19$164.38$246.58

What Utah law says about invoice interest

(1) The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract [...] (2) Unless the parties to a lawful written, verbal, or implied contract expressly specify a different rate of interest, the legal rate of interest for the contract [...] is 10% per annum.
— Utah Code § 15-1-1(1), (2). Read it at the official source · row verified 2026-08-19.

Quoted verbatim from the linked official source — not our paraphrase. How we source and re-check every row is documented in the data methodology.

Maximum late fee in Utah — written B2B contracts

No statutory cap

No usury ceiling: parties to a lawful contract may agree on any rate. The 10% figure is only a default when no rate is set.

Basis: Utah Code § 15-1-1(1). Compare all 51 jurisdictions in the maximum late fee by state table and cap-regime map.

Rent and invoices follow different laws — consumer debt is not covered

The Invoice tab, the rate card and the statute sections on this page are about business-to-business invoices. Residential rent late fees live in Utah's landlord-tenant law. On the Rent tab, Utah Code § 57-22-4(5)(a) is checked against your lease figures and quoted in full. Consumer credit has separate, stricter rules. The distinction is explained in B2B invoice late fees vs. residential rent.

Use this data

Utah's row — rate, cap, citation, verbatim quote, verification date — is part of our open 51-jurisdiction dataset: CSV · JSON (CC BY 4.0, cite myinvoicetemplate.com). Set late-fee terms on your next invoice with the free invoice generator, or state them clearly using the wording guidance in the payment terms guide.

Utah late fee FAQ

Is there a legal limit on rent late fees in Utah?

Utah, Utah Code 57-22-4(5)(a): the most a late fee can be is $75 or 10% of the rent set in the rental agreement, whichever amount is higher. Source: Utah Code § 57-22-4(5)(a), checked 2026-10-03; the Rent tab quotes it word for word.

How do I work out a late fee on rent in Utah?

Enter the monthly rent, the overdue amount, the date the rent was due and the date it was paid, then the late fee in the lease (a percent of rent, a flat amount or dollars per day) and its grace days. The calculator gives the late fee, the earliest fee date, the most Utah Code § 57-22-4(5)(a) allows and rent plus fee, and turns them into a late rent notice.

Can I charge late fees on overdue invoices in Utah?

Yes — on business-to-business invoices. If your contract or invoice states a late-fee rate, that rate governs (subject to the cap rules below). If nothing was agreed: 10%. Legal rate for contracts (including services and breach claims) unless the parties specify otherwise. Statute: Utah Code § 15-1-1, verified 2026-08-19. Consumer and rent debts follow separate laws.

What is the maximum late fee on a B2B invoice in Utah?

For a written B2B contract: No cap — parties to a lawful contract may agree on any rate. Basis: Utah Code § 15-1-1(1). The full cap analysis is on the Invoice (B2B) tab; this covers business-to-business deals only — consumer credit has stricter separate caps.

What interest applies if my contract doesn't mention late fees in Utah?

The statutory default rate of 10%. Legal rate for contracts (including services and breach claims) unless the parties specify otherwise. Statute: Utah Code § 15-1-1 (verbatim quote on this page, verified 2026-08-19).

Where does this data come from, and when was it verified?

Every invoice-interest figure on this page comes from our 51-jurisdiction dataset: each row researched against the controlling statute or the state's official current-rate page, independently re-checked, and stamped with its own verification date — Utah's row was last verified 2026-08-19. The operative legal text is quoted verbatim on this page with a link to the official source, the methodology is public, every verification pass is logged in the changelog, and the full dataset is downloadable (CC BY 4.0). For rent, the Rent tab quotes Utah Code § 57-22-4(5)(a) word for word, links its source and gives the date it was checked (2026-10-03).