Nebraska Late Fee Calculator

Work out interest on an overdue B2B invoice under Nebraska law. The legal default rate — what applies when the contract is silent — is 12%, and the statute is quoted verbatim below. All math runs locally in your browser.

12% legal default rate (contract silent)
Max written B2B rate
16% general cap — but exempt: entity borrowers, business/agricultural-purpose loans, and deals at or above $100,000 (raised from $25,000 by Laws 2026, LB717, § 27, operative July 18, 2026) — any agreed rate.
Cap regime
No statutory cap
Statute
Neb. Rev. Stat. §§ 45-104, 45-101.03, 45-101.04
Verified
how we verify · changelog

On written instruments and settled accounts; on unsettled accounts each charge bears interest from the billing date unless paid within 30 days.

Pre-filled with Nebraska's statutory default (12%) — the rate that applies when no rate was agreed. If your contract states a different rate, enter that instead.

What Nebraska law actually says

Unless otherwise agreed, interest shall be allowed at the rate of twelve percent per annum on money due on any instrument in writing, or on settlement of the account [...] Unless otherwise agreed or provided by law, each charge with respect to unsettled accounts between parties shall bear interest from the date of billing unless paid within thirty days from the date of billing.
— Neb. Rev. Stat. § 45-104. Read it at the official source · row verified 2026-08-19.

Quoted verbatim from the linked official source — not our paraphrase. How we source and re-check every row is documented in the data methodology.

Maximum late fee in Nebraska — written B2B contracts

No statutory cap

16% cap does not apply to entity borrowers OR business/agricultural-purpose loans, so ordinary B2B is effectively uncapped (dollar threshold is a separate, additional exemption).

Basis: Neb. Rev. Stat. § 45-101.04. Compare all 51 jurisdictions on the full state table and the cap-regime map.

B2B invoices only — not rent, not consumer debt

Everything on this page is about business-to-business invoices. Residential rent late fees live in Nebraska's landlord-tenant law and consumer credit has separate, stricter rules — two different bodies of law. The distinction is explained in B2B invoice late fees vs. residential rent.

Use this data

Nebraska's row — rate, cap, citation, verbatim quote, verification date — is part of our open 51-jurisdiction dataset: CSV · JSON (CC BY 4.0, cite myinvoicetemplate.com). Set late-fee terms on your next invoice with the free invoice generator, or state them clearly using the wording guidance in the payment terms guide.

Nebraska late fee FAQ

Can I charge late fees on overdue invoices in Nebraska?

Yes — on business-to-business invoices. If your contract or invoice states a late-fee rate, that rate governs (subject to the cap rules below). If nothing was agreed: 12%. On written instruments and settled accounts; on unsettled accounts each charge bears interest from the billing date unless paid within 30 days. Statute: Neb. Rev. Stat. §§ 45-104, 45-101.03, 45-101.04, verified 2026-08-19. Consumer and rent debts follow separate laws.

What is the maximum late fee I can charge in Nebraska?

For a written B2B contract: 16% general cap — but exempt: entity borrowers, business/agricultural-purpose loans, and deals at or above $100,000 (raised from $25,000 by Laws 2026, LB717, § 27, operative July 18, 2026) — any agreed rate. Basis: Neb. Rev. Stat. § 45-101.04. The full cap analysis is in the section above; this covers business-to-business deals only — consumer credit has stricter separate caps.

What interest applies if my contract doesn't mention late fees in Nebraska?

The statutory default rate of 12%. On written instruments and settled accounts; on unsettled accounts each charge bears interest from the billing date unless paid within 30 days. Statute: Neb. Rev. Stat. §§ 45-104, 45-101.03, 45-101.04 (verbatim quote on this page, verified 2026-08-19).

Does this cover rent, apartment, or consumer late fees in Nebraska?

No. This page covers business-to-business invoices only. Residential rent late fees are governed by Nebraska's landlord-tenant law, and consumer credit for personal, family, or household purposes has its own stricter caps and disclosure rules. Those are different statutes than the commercial-interest law cited here.

Where does this data come from, and when was it verified?

Every figure on this page comes from our 51-jurisdiction dataset: each row researched against the controlling statute or the state's official current-rate page, independently re-checked, and stamped with its own verification date — Nebraska's row was last verified 2026-08-19. The operative legal text is quoted verbatim on this page with a link to the official source, the methodology is public, every verification pass is logged in the changelog, and the full dataset is downloadable (CC BY 4.0).