North Dakota Late Fee Calculator

No cap no late fee section in the law we read
Rent limit
None in N.D.C.C. chapters 47-16 and 47-32
Earliest fee day
–
Statute
N.D.C.C. chapters 47-16 and 47-32
Checked
What was not paid on time. Copies the rent until you type here.
How the lease sets the late fee
How many days the lease gives before a late fee; 0 if none.

Your late fee

$62.50

Paid 12 days late; the lease has no grace period.

Days past due
12 days
Grace period ends
No grace period
Earliest fee date
September 29, 2026
Lease late fee
5% of $1,250.00 = $62.50
Rent + late fee
$1,312.50

North Dakota: N.D.C.C. chapters 47-16 and 47-32 contains no late fee provision, so there is no legal cap or waiting period to apply; only your lease terms count.

Next step: turn these figures into a late rent notice for the tenant.

North Dakota rent late fee law

North Dakota's Century Code chapters on leasing real property (47-16) and on eviction (47-32) contain no late fee provision, so neither limits a late rent fee or gives a grace period.

Read in full for this check: North Dakota Century Code, chapter 47-16 (Leasing of Real Property) and chapter 47-32 (Eviction). Official source · checked .

Late rent notice builder

Before you send it: this builds a reminder letter about overdue rent and a late charge. It is not an eviction notice. A notice to pay rent or quit is a separate document, and North Dakota has its own rules for it. Nothing on this page is legal advice.

Who it is from and to
Amounts
Taken from the calculator. Set 0 if the rent itself is paid.
Taken from the result; you may change it.
Adds the two above until you type your own figure.
Blank: the letter asks for payment at the earliest opportunity.
Payment and contact
Where and how the tenant can pay.
Late rent notice

[Your name or company]

Date: October 10, 2026

To: [Tenant name]

[Rental property address]

Re: Overdue rent for [Rental property address]

Dear [Tenant name],

This letter is a reminder that the rent of $1,250.00 for [Rental property address] was due on September 28, 2026. As of October 10, 2026, $1,250.00 of it is still unpaid (12 days past due).

Your lease provides for a late charge, which comes to $62.50.

Amount now due

Unpaid rent
$1,250.00
Late charge
$62.50
Total
$1,312.50

Please pay $1,312.50 at your earliest opportunity.

If this letter crossed with your payment, please disregard it.

Regards,

[Your name or company]

How to use the North Dakota rent late fee calculator

  1. Enter the monthly rent and the rent that is overdue.
  2. Enter the date the rent was due and the date it was paid, or today if it is still unpaid.
  3. Choose how the lease sets the late fee (percent of rent, flat amount or dollars per day) and type the figure from the lease.
  4. Enter the grace days written in the lease.
  5. Read the late fee and the earliest fee date, then copy the figures or print a late rent notice.

Work out interest on an overdue B2B invoice under North Dakota law. The legal default rate — what applies when the contract is silent — is 6%, and the statute is quoted verbatim below. All math runs locally in your browser.

6% legal default rate (contract silent)
Max written B2B rate
Floating cap: 6-month T-bill average +5.5 pts, published monthly by the banking commissioner (October 2026: 9.293%; floor 7%); most genuine business transactions are exempt.
Cap regime
Conditional cap — 6-month T-bill average +5.5 pts, 7% floor (non-entity, $35k or less)
Statute
N.D.C.C. 47-14-05, 47-14-09
Verified
— how we verify · changelog

Legal rate for any legal indebtedness unless a different written rate (continues after maturity).

Pre-filled with North Dakota's statutory default (6%), which governs only when the contract names no rate; a rate stated in your contract replaces it.

Worked example: North Dakota invoice interest at 6%

Interest at North Dakota's statutory default of 6% a year, worked out with the same formula as the calculator above: amount × (6% ÷ 365) × days. If your contract states its own rate, enter that rate in the calculator instead.

Interest owed on an overdue invoice in North Dakota at 6% per year
Invoice amount30 days late60 days late90 days late
$1,000.00$4.93$9.86$14.79
$5,000.00$24.66$49.32$73.97
$10,000.00$49.32$98.63$147.95

What North Dakota law says about invoice interest

Interest for any legal indebtedness must be at the rate of six percent per annum unless a different rate not to exceed the rate specified in section 47-14-09 is contracted for in writing. Unless otherwise agreed by the parties in writing, all contracts must bear the same rate of interest after maturity as they bear before maturity.
— N.D.C.C. § 47-14-05 (Legal rate of interest - Interest after maturity). Read it at the official source · row verified 2026-10-01.

Quoted verbatim from the linked official source — not our paraphrase. How we source and re-check every row is documented in the data methodology.

Maximum late fee in North Dakota — written B2B contracts

Conditional cap 6-month T-bill average +5.5 pts, 7% floor (non-entity, $35k or less).

Loans to a corp/LLC/partnership, and any deal over $35,000, are exempt. A sub-$35k debt owed by a sole prop stays under the floating cap (T-bill+5.5%, 7% floor; 9.293% as published for October 2026).

Basis: N.D.C.C. § 47-14-09. Compare all 51 jurisdictions in the maximum late fee by state table and cap-regime map.

Rent and invoices follow different laws — consumer debt is not covered

The Invoice tab, the rate card and the statute sections on this page are about business-to-business invoices. Residential rent late fees live in North Dakota's landlord-tenant law. North Dakota: N.D.C.C. chapters 47-16 and 47-32 contains no late fee provision, so there is no legal cap or waiting period to apply; only your lease terms count. Consumer credit has separate, stricter rules. The distinction is explained in B2B invoice late fees vs. residential rent.

Use this data

North Dakota's row — rate, cap, citation, verbatim quote, verification date — is part of our open 51-jurisdiction dataset: CSV · JSON (CC BY 4.0, cite myinvoicetemplate.com). Set late-fee terms on your next invoice with the free invoice generator, or state them clearly using the wording guidance in the payment terms guide.

North Dakota late fee FAQ

Is there a legal limit on rent late fees in North Dakota?

North Dakota's Century Code chapters on leasing real property (47-16) and on eviction (47-32) contain no late fee provision, so neither limits a late rent fee or gives a grace period. Read in full for this check: North Dakota Century Code, chapter 47-16 (Leasing of Real Property) and chapter 47-32 (Eviction), checked 2026-10-03. The late fee and grace days in the lease decide.

How do I work out a late fee on rent in North Dakota?

Enter the monthly rent, the overdue amount, the date the rent was due and the date it was paid, then the late fee in the lease (a percent of rent, a flat amount or dollars per day) and its grace days. The calculator gives the late fee, the earliest fee date and rent plus fee, and turns them into a late rent notice.

Can I charge late fees on overdue invoices in North Dakota?

Yes — on business-to-business invoices. If your contract or invoice states a late-fee rate, that rate governs (subject to the cap rules below). If nothing was agreed: 6%. Legal rate for any legal indebtedness unless a different written rate (continues after maturity). Statute: N.D.C.C. 47-14-05, 47-14-09, verified 2026-10-01. Consumer and rent debts follow separate laws.

What is the maximum late fee on a B2B invoice in North Dakota?

For a written B2B contract: Floating cap: 6-month T-bill average +5.5 pts, published monthly by the banking commissioner (October 2026: 9.293%; floor 7%); most genuine business transactions are exempt. Basis: N.D.C.C. § 47-14-09. The full cap analysis is on the Invoice (B2B) tab; this covers business-to-business deals only — consumer credit has stricter separate caps.

What interest applies if my contract doesn't mention late fees in North Dakota?

The statutory default rate of 6%. Legal rate for any legal indebtedness unless a different written rate (continues after maturity). Statute: N.D.C.C. 47-14-05, 47-14-09 (verbatim quote on this page, verified 2026-10-01).

Where does this data come from, and when was it verified?

Every invoice-interest figure on this page comes from our 51-jurisdiction dataset: each row researched against the controlling statute or the state's official current-rate page, independently re-checked, and stamped with its own verification date — North Dakota's row was last verified 2026-10-01. The operative legal text is quoted verbatim on this page with a link to the official source, the methodology is public, every verification pass is logged in the changelog, and the full dataset is downloadable (CC BY 4.0).