Net 15 Invoice Terms: Example, Due Date and Wording
Net 15 means the full invoice amount is due 15 calendar days after the invoice date. An invoice dated 10 January 2026 is due on 25 January 2026 (Sunday). Weekends and public holidays count like any other day.
Also written as: Net 15 days · 15 days net · payment within 15 days · invoice net 15 · payment terms net 15
Net 15 invoice example
An invoice on Net 15 terms prints the term and the date it produces. Names and amounts below are placeholders.
FromYour Business Name
123 Main Street, Your City
Bill toClient Company
456 Commerce Way, Client City
| Description | Qty | Rate | Amount |
|---|---|---|---|
| Design services | 10 | $80.00 | $800.00 |
| Amount due by 25 January 2026 | $800.00 | ||
Payment terms: Net 15. Payment is due within 15 days of the invoice date, by 25 January 2026.
10 January 2026 + 15 days = 25 January 2026. For any other invoice date, use the calculator below. For a ready-made file, the Excel version of the Net 30 invoice template works out the due date from the invoice date and a Net-days cell you can change to 15.
Net 15 due date
- Due date
- —
- Counting
- —
- From today
- —
Wording with this date:
What Net 15 means
due date = invoice date + 15 calendar days. The day after the invoice date is day 1, and day 15 is the due date:
the last day to pay on time, unless the contract says otherwise.
This is date arithmetic only. Where a law sets its own payment period, it can count from a different event; the rules we have verified are quoted in the payment terms guide.
Net 15 due dates for 2026
An invoice dated the 15th of each month of 2026 and its Net 15 due date.
| Invoice date | Net 15 due date | Weekday |
|---|---|---|
| 15 January 2026 | 30 January 2026 | Friday |
| 15 February 2026 | 2 March 2026 | Monday |
| 15 March 2026 | 30 March 2026 | Monday |
| 15 April 2026 | 30 April 2026 | Thursday |
| 15 May 2026 | 30 May 2026 | Saturday (weekend) |
| 15 June 2026 | 30 June 2026 | Tuesday |
| 15 July 2026 | 30 July 2026 | Thursday |
| 15 August 2026 | 30 August 2026 | Sunday (weekend) |
| 15 September 2026 | 30 September 2026 | Wednesday |
| 15 October 2026 | 30 October 2026 | Friday |
| 15 November 2026 | 30 November 2026 | Monday |
| 15 December 2026 | 30 December 2026 | Wednesday |
"Weekend" is only a flag: Net 15 counts calendar days, and whether a payment due on a Saturday or Sunday may be made on the next business day is for your contract to say.
Net 15 wording to copy
Replace [due date] with the date from the calculator. Printing the date, not only the term, means nobody has to count days.
- Payment terms: Net 15. Payment is due within 15 days of the invoice date, by [due date].
- Please pay the full amount within 15 days of the invoice date (due [due date]).
- Terms: 15 days net. Due date: [due date].
Filled in for an invoice dated 10 January 2026: "Payment terms: Net 15. Payment is due within 15 days of the invoice date, by 25 January 2026."
When a Net 15 invoice is paid late
Net 15 sets the due date; what you can charge after it depends on your contract and the law that applies. For US business invoices, the late fee calculator has a page for each state that quotes its statute (all state pages), and how to calculate late fees explains the methods. If the invoice stays unpaid, the demand letter generator drafts a formal request.
Put Net 15 on an invoice with our generator
- Open the free invoice generator and enter the invoice date in the Date field.
- Type the due date from the calculator above into Due Date (the field starts empty).
- The Terms & Conditions box starts with sample text: replace it with one of the Net 15 lines above.
- Click Preview & Download to check the PDF, then download it.
The generator is free and unmetered for normal use; an anti-abuse cap of 20 PDFs per device per day (200 per IP) applies, well above ordinary use. A one-line "Created free with myinvoicetemplate.com" credit is switched on by default and one free checkbox in the settings turns it off. Your draft is stored in your own browser on this device, so download and keep the PDF you need.
Net 15 FAQ
What does Net 15 mean on an invoice?
Net 15 means the customer must pay the full invoice amount within 15 calendar days of the invoice date. An invoice dated 10 January 2026 is due on 25 January 2026.
Should a Net 15 invoice show the due date as well as the term?
Yes, it helps. "Net 15" alone leaves the customer to count the days; printing "Net 15 — due 25 January 2026" gives both sides the same date. The example invoice on this page shows both lines.
Not legal advice. The dates on this page are calendar arithmetic. Legal texts are quoted with the date we last checked them, which is not a promise that they are still current; confirm the rules that apply to your contract at the official source.