Net 28 Calculator: Due Date for 28-Day Payment Terms

Paid late? Amount and yearly interest rate (optional)

Example: an invoice dated 3 November 2026 on Net 28

Due date Tuesday, 1 December 2026

Counting
3 November 2026 + 28 calendar days

Wording with this date: Payment terms: Net 28. Payment is due within 28 days of the invoice date, by 1 December 2026.

Every common term for this invoice date

Due dates under each payment term for the invoice date in the calculator
TermDue dateDayFrom 3 Nov 2026
Net 7 Tue Tue in 7 days
Net 10 Fri Fri in 10 days
Net 15 Wed Wed in 15 days
Net 21 Tue Tue in 21 days
Net 30 Thu Thu in 30 days
Net 45 Fri Fri in 45 days
Net 60 Sat Sat in 60 days
Net 90 Mon Mon in 90 days
Net 120 Wed Wed in 120 days
30 days EOM Wed Wed in 57 days
45 days EOM Thu Thu in 72 days
60 days EOM Fri Fri in 87 days
90 days EOM Sun Sun in 117 days

Net 28 due dates for 2026

Invoice dateNet 28 due dateWeekday
15 January 2026 12 February 2026 Thursday
15 February 2026 15 March 2026 Sunday (weekend)
15 March 2026 12 April 2026 Sunday (weekend)
15 April 2026 13 May 2026 Wednesday
15 May 2026 12 June 2026 Friday
15 June 2026 13 July 2026 Monday
15 July 2026 12 August 2026 Wednesday
15 August 2026 12 September 2026 Saturday (weekend)
15 September 2026 13 October 2026 Tuesday
15 October 2026 12 November 2026 Thursday
15 November 2026 13 December 2026 Sunday (weekend)
15 December 2026 12 January 2027 Tuesday

Net 28 due date for every invoice date in November 2026

Invoice dateNet 28 due dateWeekday
1 Nov 29 November 2026 Sunday
2 Nov 30 November 2026 Monday
3 Nov 1 December 2026 Tuesday
4 Nov 2 December 2026 Wednesday
5 Nov 3 December 2026 Thursday
6 Nov 4 December 2026 Friday
7 Nov 5 December 2026 Saturday
8 Nov 6 December 2026 Sunday
9 Nov 7 December 2026 Monday
10 Nov 8 December 2026 Tuesday
11 Nov 9 December 2026 Wednesday
12 Nov 10 December 2026 Thursday
13 Nov 11 December 2026 Friday
14 Nov 12 December 2026 Saturday
15 Nov 13 December 2026 Sunday
16 Nov 14 December 2026 Monday
17 Nov 15 December 2026 Tuesday
18 Nov 16 December 2026 Wednesday
19 Nov 17 December 2026 Thursday
20 Nov 18 December 2026 Friday
21 Nov 19 December 2026 Saturday
22 Nov 20 December 2026 Sunday
23 Nov 21 December 2026 Monday
24 Nov 22 December 2026 Tuesday
25 Nov 23 December 2026 Wednesday
26 Nov 24 December 2026 Thursday
27 Nov 25 December 2026 Friday
28 Nov 26 December 2026 Saturday
29 Nov 27 December 2026 Sunday
30 Nov 28 December 2026 Monday

Net 28 wording to copy

  • Payment terms: Net 28. Payment is due within 28 days of the invoice date, by [due date].
  • Please pay the full amount within 28 days of the invoice date (due [due date]).
  • Terms: 28 days net. Due date: [due date].
About these dates

Also written as: 28 days · 28 days net · payment within 28 days · Net 28 days

EOM rows start counting when the invoice month ends (method 1); the EOM guide shows the second reading. Dates are calendar arithmetic: weekends and holidays are not skipped.

Replace [due date] with the date from the calculator.

due date = invoice date + 28 calendar days. The day after the invoice date is day 1, and day 28 is the due date: the last day to pay on time, unless the contract says otherwise. 28 days is exactly 4 weeks, so the due date always falls on the same weekday as the invoice date.

This is date arithmetic only. Where a law sets its own payment period, it can count from a different event; the rules we have verified are quoted in the payment terms guide.

Late interest in the calculator is simple interest: amount × yearly rate × days late ÷ 365, where the days late are the days after the due date up to and including today. It is arithmetic on the rate you enter, not a statement that the rate is allowed.